.svg)
Short term loans
Secure Instant Cash Loans in Canada Without Credit Checks
With the help of AvenaWise, you can effortlessly access urgent money when you need it; no credit check is required.
.svg)
Fix emergencies fast
.svg)
Cover school costs
.svg)
Book that trip
.svg)
Manage tight months
.svg)
Testimonial
“I was stressed about surprise home repairs, but getting a loan with the help of AvenaWise was quick and painless. Their support team really made me feel confident every step of the way.”
Loan Calculator
Your total payment will be
$287.5
$22
Every week
$44
Every 2 weeks
FAQs
Frequently Asked Questions
Can I get an Instant cash loan in Canada?
Absolutely! With our help as a co-borrower, apply online with AvenaWise and get the money you need in minutes. Our service is the fastest in the industry. Our humane approach has made us a daily partner in the lives of hundreds of thousands of Canadians.
What credit history do I need when applying for a loan?
Don’t worry about your credit history. We focus on your current ability to repay the loan, making it easy for people with bad credit to get approved by our Lenders. You need to be 18 years old or older and have a stable job.
How much can I borrow?
Regardless of your credit history, at AvenaWise, we can access credit facilities ranging from $250 to $1500. Our goal is to give you quick access to the funds you need, regardless of your financial situation.
How can I get a payday loan or an emergency loan?
AvenaWise is proud to help access personal cash loans when you need it the most. Whether it is to make ends meet until your payday or to help when the car breaks down, we understand and offer support.
When can I renew my loan?
To renew your loan, simply send us an email at: approbation@avenawise.com It will be a pleasure to assist you
How do I contact you regarding an active loan?
Simply send us an email at: info@avenawise.com. It will be a pleasure to assist you
Do you check my credit score?
No! We understand that a credit score doesn’t always reflect someone's situation. We base ourselves on your ability to repay the loan, like employment.
How to apply for an installment loan?
Our process is extremely simple and easy. It takes less than 2 minutes. Fill out the quick form and the banking information. Wait for a team member to approve you (within a few hours) and sign your contract. Receive the money directly into your account.
Support
Life throws surprises. We’re here to help you handle them.
Fast, flexible loans from Canada’s most trusted partner.
Home Repairs & Renovations · Medical Expenses · Car Repairs · Education & Courses · Emergency funds · Travel or Vacations
We offer co-borrower services and are not a payday lender. Since all loan terms exceed 62 days, the loans we help clients access are not considered payday loans and do not require a payday lending licence in any province.
Administration Fees: Administration fees comply with Canadian law and are transparently disclosed in the binding contract between the lenders and borrower.
APR and Regulatory Compliance: APR, consistently below 29%, meets all Canadian provincial regulations. Therefore, a special lender's permit is not required.
For example, for a loan of 300$, a normal repayment term would be 79$ bi-weekly for 12 weeks.